分类： hanzhen

　　□ Rule of Law Daily reporter Xu Weilun

　　□ rule of law daily correspondent Gao Rong

　　A few days after the renovation of the new house, the neighbors came to the door and said that "the walls were cracked with excessive force." The owner of the new house also feels aggrieved, thinking that he has not carried out illegal construction, and the wall cracking of the neighbor’s house has nothing to do with himself. In this way, good neighbors went to court. After investigation by the judge, it is considered that the direction of the wall crack should be caused by the external force on the opposite side. Based on this, the People’s Court of Xicheng District of Beijing ordered the new house owner to compensate the neighbors for the related losses of 2500 yuan.

　　"Before starting work, it is necessary to inform the property company or the owners’ meeting. This is a clear provision of China’s civil code, and many people in life don’t know about it." After the court, the judge said that if you inform in advance, you can also learn the precautions about decoration safety from the property company to avoid accidents in the later period. In addition, the owner should also choose a decoration company with professional qualifications in exchange for high-quality decoration with good quality and quantity through detailed contract.

　　Cracking of neighbor’s wall caused by electric circuit gouging

　　Liu, who just bought a new house, was very excited and arranged for the other party to enter the construction site after signing a contract with the decoration company. Unexpectedly, just a few days after the renovation, neighbor Wang came to the door and asked Liu to compensate for the loss. "The wall of our house was broken by the decoration workers of your house."

　　In this regard, Liu does not recognize it. He believes that the wall cracking of Wang’s home is not caused by the decoration of his own home. Due to the unsuccessful negotiation on compensation matters, Wang appealed to the court and asked Liu to pay nearly 10,000 yuan for wall redecoration compensation, lost time and mental damages, and apologized in writing.

　　During the trial, Wang said that after the accident, she invited the property personnel to visit the damaged wall at home. The property personnel also believed that the wall damage was caused by improper decoration of Liu’s home. "Obviously, he refused to pay compensation."

　　"Refusing to pay compensation is because Wang won’t even let me in, just let me look at the photos. I really can’t see the reason for the wall damage from the photos. I can’t pay for it." Liu argued that during the renovation, only the circuit slot was made on the wall in his house, and no penetrating construction was carried out, which could not cause the wall of Wang’s house to be damaged.

　　What is the truth? The judge conducted an on-site inspection and found that there was a damaged crack on one side of Wang’s house. It was inferred from the direction of the wall crack that it should be caused by the external force on the opposite side. In this regard, the court held that if the infringement of property rights causes damage to the obligee, the obligee may claim damages according to law, or may claim other civil liabilities according to law. In this case, according to the situation that Liu is renovating the house, the damage of the common wall, the direction of the wall crack, and the statement in the communication process between Liu and Wang, it can be inferred that the damage of Wang’s house wall is caused by the decoration workers hired by Liu during the construction. Accordingly, the court ordered Liu to pay Wang’s wall maintenance costs and lost time expenses totaling 2,500 yuan.

　　Illegal decoration causes serious damage, resulting in fear of criminal responsibility.

　　"It is true that most of the renovations are carried out in their own houses, but this does not mean that they can do whatever they want." Liu Changlong, the presiding judge of this case, said that according to the provisions of the Civil Code, the owner has the right to possess, use, benefit and dispose of the exclusive part of his building; The owner’s exercise of rights shall not endanger the safety of the building or damage the legitimate rights and interests of other owners.

　　Liu Changlong said that although the owner’s decoration and decoration of the house is the transformation of its exclusive part and the exercise of exclusive rights, because the exclusive part of the owner is closely connected or adjacent to the exclusive parts of other owners and the common parts of all owners, if the exclusive rights exercised in his own house infringe on the exclusive rights of other owners or the interests of all owners, he should also bear the corresponding liability for compensation.

　　Recently, the incident of "load-bearing wall being smashed" has aroused social concern, which is caused by individual owners to meet their own decoration needs. However, they do not know that privately demolishing the load-bearing wall to expand the space of the house or change the layout of the house will lead to cracking or even collapse of the whole building, which will cause serious damage to the building structure. At present, the public security organs have taken criminal compulsory measures against those responsible for the incident, and severely punished the house owners and property companies involved.

　　The judge suggested that in addition to the criminal responsibility of the relevant responsible person, the owners and decoration companies involved in the case may face huge compensation. Therefore, when decorating a house, you can’t do whatever you want. If the damage is caused by illegal decoration, you need to bear civil liability, and even criminal liability if the damage is serious.

　　In addition, according to the law, the exterior wall of the building in the residential area is not an exclusive part, but is owned by all the owners of the community. Therefore, a single resident does not own the exterior wall closely connected with its exclusive part, but has the right to use it reasonably according to law, which is a reasonable extension of the owner’s exclusive right. "There are two standards for rational use, one is not for profit, and the other is not to harm the common interests of other owners in the community."

　　Inform the property and obtain safety information before starting work.

　　In fact, decoration is unfamiliar to many people, and the safety issues involved are even more "unclear". "It is very important to find a decoration company with professional qualifications. Professional engineers will ensure safety from the beginning of design to avoid safety accidents in the later period." Liu Changlong said that when choosing a decoration company, the owner should pay attention to checking the other party’s business license and relevant certificates, sign a standardized written contract, and follow up the construction progress in time and make phased acceptance during the construction period.

　　For the decoration scheme, the judge reminded that we should not only pursue beautiful form and reasonable layout, but also pay attention to the structural safety of the house. The Measures for the Administration of Residential Interior Decoration stipulates that it is forbidden to change the main body and load-bearing structure of the building without the original design unit or the design unit with corresponding qualification grade; It is forbidden to expand the size of the original doors and windows on the load-bearing wall and dismantle the brick and concrete walls connecting the balcony; It is forbidden to dismantle and change heating, gas pipelines and facilities that affect the building structure and use safety.

　　So, what are the load-bearing walls? Where are the original buried positions of gas pipelines and circuits? "This needs to get in touch with the property company and get their help, especially when the second-hand house is renovated, it is necessary to ask the property for the change plan of the previous owners’ renovation. In fact, this is also a clear requirement of the Civil Code. " Liu Changlong said that both the Civil Code and the Administrative Measures for Interior Decoration of Residential Buildings stipulate that the owner should inform the property service provider in advance when decorating the house. At the same time, the property service provider should inform the owner of the prohibited behavior and precautions of decoration, and the owner and decoration personnel should abide by the reasonable precautions prompted by the property service provider and cooperate with them to conduct necessary on-site inspections.

　　In addition, the property company should perform its supervisory duties in accordance with the law during the owner’s decoration process, and should stop the illegal decoration in time if it is found. If it cannot be stopped, it can report to the corresponding administrative department; If the property management company fails to fulfill its obligation of prompting or perform its supervisory duties, it should also be liable for the losses caused by the owner’s illegal decoration.

　　After construction, we should also raise awareness of civilized decoration, including reasonable arrangement of construction time, noise reduction and pollution reduction. Liu Changlong said that China’s civil code stipulates that the neighboring rights holders of real estate should correctly handle the neighboring relationship in accordance with the principles of favorable production, convenient life, solidarity and mutual assistance, fairness and reasonableness, which requires the owners to fully consider the convenience and good neighborliness of the neighboring rights holders when decorating. Specifically, during the renovation, the owner shall not occupy public space or damage public parts and facilities. At the same time, he shall pay attention to waterproofing to avoid water leakage from affecting the downstairs residents. Various forms of garbage generated by construction shall be piled up and removed according to the specified location, manner and time. When the rights and interests of others are damaged due to renovation, the owner shall take the initiative to communicate with neighbors, timely repair and actively compensate, resolve conflicts through friendly negotiation, and live in harmony with neighbors.

On the 13th, the reporter learned from the press conference of the Ministry of Public Security of China that Guo Xinzhen, the prototype of the abducted child in the film "Lost Orphan" which caused widespread concern in 2015, had been found and the suspect was arrested by the police.

Tong Bishan, deputy director of the Criminal Investigation Bureau of the Ministry of Public Security, informed the meeting that on September 21, 1997, Guo Xinzhen, the two-and-a-half-year-old son of Guo Gangtang (male, 51 years old) in Liaocheng, Shandong Province, was taken away by a strange woman while playing in front of his house, and his whereabouts were unknown. After receiving the alarm, Liaocheng Public Security Bureau set up a task force, carried out a lot of investigations, visits and mopping, and collected the blood samples of Mr. and Mrs. Guo Gangtang, tested the DNA information and entered it into the "Kidnapping DNA System", but Guo Xinzhen’s whereabouts were never found.

The whole picture of Guo Gangtang’s son being abducted. Source: Criminal Investigation Bureau of Ministry of Public Security

Recently, the Ministry of Public Security issued instructions after the technical comparison battle class found clues. The public security organs in Shandong, Henan, Shanxi and other places cooperated closely and worked hard, and successfully recovered Guo Xinzhen (male, 26 years old, originally from Liaocheng, Shandong Province), the prototype of the abducted child in the movie Lost Orphan, and investigated along the line, arresting two suspects, one man and one woman, who abducted Guo Xinzhen that year. On July 11th, the public security organs of Shandong and Henan held a ceremony to recognize Guo Gangtang and Guo Xinzhen’s family in Liaocheng City, Shandong Province, and the family separated for 24 years was finally reunited.

Li Min, director of the Criminal Investigation Bureau of Shandong Provincial Public Security Department, introduced in detail the detection process of Guo Xinzhen’s trafficking case. Under the direct command of the Criminal Investigation Bureau of the Ministry of Public Security and the strong cooperation of the public security organs in Henan and Shanxi, the Shandong public security organs successfully cracked the abduction case of Guo Xinzhen in Liaocheng on September 21, 1997 and arrested two suspects. In September 1997, after Guo Xinzhen was abducted, the public security organs in Liaocheng, Shandong Province immediately set up a task force to carry out their work. Due to the constraints at that time, the case could not be detected in time. For 24 years, generations of criminal investigation police have never given up and persisted in their investigations.

When DNA technology was applied to abduction in 2000, the public security organs collected the DNA information of Guo Gangtang and his wife in time for comparison. With the development of technology, they supplemented and improved his DNA data many times, but it is a pity that Guo Xinzhen, a child, has never collected DNA information before, so he has not been able to compare it for many years.

After the deployment of the "Reunion" campaign by the Ministry of Public Security this year, the Shandong public security organs organized forces to reorganize and carry out investigations on key cases in accordance with the requirements of the campaign. At the same time, during the comparison battle of the Ministry of Public Security, the case materials were reported to the battle expert group in time, and the national resources were gathered to carry out the attack. In mid-June, the case made new progress, and Guo Xinzhen’s suspected whereabouts were found in Henan. Through blood collection for DNA comparison, Guo Xinzhen’s identity was finally confirmed.

Andy Lau blessed Guo Gangtang, the prototype of Lost Orphan, to find his son. Source: Criminal Investigation Bureau of the Ministry of Public Security.

According to the instructions of the Ministry of Public Security, the Shandong task force immediately rushed to Henan. With the strong cooperation of the local public security organs, it tracked the adoption of Guo Xinzhen in that year. Through careful visits and in-depth investigations, it was determined that Hu Mou (male, 56 years old, from Henan) was the suspect in this case, and now he is detained in a detention center in Shanxi on suspicion of another case. After being summoned for trial, he was seriously afraid of sin and refused to explain. The task force conducted further investigations around its related parties. Through analysis and judgment, it was found that her girlfriend Tang (female, 45 years old, from Shandong) was suspected of committing a major crime, and the public security organ arrested Tang in a certain place in Shanxi. After the trial, Tang confessed to the crime of trafficking Guo Xinzhen with Hu in September 1997. In the face of a large amount of evidence, Hu finally pleaded guilty and truthfully confessed the facts of the crime.

After investigation, in 1997, Hu and Tang met and fell in love. In September, they conspired to abduct a boy for money while traveling in Shandong. On September 21, the two men fled to Liaocheng, Shandong Province, and Hu waited near the bus station. Tang went out to find the target of the crime, took Guo Xinzhen, who was playing alone at home, away, and then returned to Henan by long-distance bus with Hu, who sold Guo Xinzhen.

At present, the case is under further investigation.

Source: Live Rizhao Comprehensive Public Security Bureau Criminal Investigation Bureau China News Network

Original title: "Finally reunited! The prototype family of the movie "Lonely Lost" embraced each other tightly! The two suspects used to be lovers, premeditated trafficking for money.

Read the original text

Chongqing Kaibu Ruins Park

Core tips

On December 26, 2023, the Fourth Plenary Session of the Sixth Chongqing Municipal Committee blew the charge of the reform of "Three Attacks and One Revitalization". Chongqing Real Estate Group immediately took action to benchmark international and domestic first-class enterprises, persist in facing the market, deepen its main business, give full play to its professional strength, strengthen horse racing competition, thoroughly implement the reform breakthrough of "three attacks and one revitalization" and the reform of state-owned enterprises to improve efficiency and increase energy, focus on building a high-quality living circle, implement "revitalization+",vigorously promote the removal of existing assets, solidly promote the special action of "three clean-ups, three reductions and three increases", and accelerate the establishment of "urban comprehensive development operators"

Meiye Road Intelligent Supercharge Demonstration Station Photo/Guo Xu

Revitalization+green wisdom adds impetus to industrial development

"There is an overcharging station at the door of the house, and it is more convenient to charge in the future!" On April 11th this year, Nan ‘an District International Community Intelligent Supercharge Demonstration Station started trial operation, and it was newly equipped with 8 liquid-cooled overcharging parking spaces and 40 fast charging parking spaces, so that the surrounding citizens can not only charge their cars at their doorsteps, but also charge them more quickly.

The international community intelligent overcharging demonstration station is located on the east side of the international business building, No.27 Tenglong Avenue, covering an area of about 2,800 square meters.

The project is located close to the business office building, and there are many surrounding residential quarters with high occupancy rate. As the site is a conventional parking lot, the allocation of parking spaces is insufficient, the demand for charging by citizens is strong, and there is a serious shortage of charging parking spaces around it, so the economic benefits of the site have not been fully exerted.

The Green Energy Company affiliated to Chongqing Real Estate Group invested about 8.5 million yuan to upgrade the parking lot into an intelligent overcharge demonstration station integrating AGV parking, super fast charging, energy storage, V2G and other functions. After being put into use, the international community intelligent overcharging demonstration station is equipped with 2 2000KVA box-type substations, 5 480kW charging piles, 1 600kW charging pile and 400kWH energy storage battery, supporting facilities such as AGV parking building service room with 66 parking spaces, and building 48 charging parking spaces.

"This not only effectively solves the problems of difficult charging and parking for surrounding residents, but also greatly improves the efficiency of venue use and provides a more comfortable and convenient experience for citizens to travel in a green and low-carbon way." The relevant person in charge of the green energy company said.

Move towards the new and move towards the quality.

Chongqing Real Estate Group focuses on new quality productivity, actively embraces the digital industry, seizes major opportunities such as building a digital Chongqing and building a world-class intelligent networked new energy automobile industry cluster, and accelerates the revitalization and utilization of existing land. Since 2024, green energy companies have invested in 142 charging and replacing power stations and 1658 charging piles.

Since the beginning of this year, green energy companies have actively promoted the revitalization and efficiency improvement of the city’s infrastructure, and built three types of products with high quality, such as green energy low-carbon center, intelligent overcharge demonstration station and overcharge standard station, to help the city build a convenient overcharge ecology with balanced layout, convenient charging, intelligence and efficiency, complete mechanism and advanced technology.

At present, there are about 300 charging and replacing enterprises in Chongqing, and the charging and replacing apps are fragmented, and the charging experience of users is poor. Green Energy Company independently researched and developed and successfully launched the "Chongqing Easy Charging" App, creating a network for charging and replacing electricity in the city, accessing more than 3,000 charging and replacing stations in the city, and providing free services for the citizens to find piles, check prices and make appointments.

In terms of promoting new quality productivity, Chongqing Real Estate Group has also increased investment in scientific research around the construction of service cities and the operation of smart cities, created competitive products, empowered investment in smart transportation, smart pipe networks, smart parks and smart venues, and accelerated the Group’s digital industrialization, industrial digitalization and green energy industry expansion and upgrading.

In addition, Chongqing Real Estate Group also actively strengthens cooperation with head enterprises to realize high-tech empowerment and continuously enhance the city’s smart operation capability.

Bayu B&B-fairy mountain B&B Project

Revitalize+thin body fitness focus on the optimization of the main business layout

"Only when state-owned enterprises face the market and deepen their main business can they form fist products and shape their competitive advantages." The relevant person in charge of Chongqing Real Estate Group said that in order to thoroughly implement the "three challenges and one revitalization" reform, the Group adhered to the principle of "lean hierarchy and reasonable scope", steadily implemented slimming and professional integration, and accelerated the reduction of corporate households and management levels.

Up to now, the professional integration of Kangtian Company and Nengtou Real Estate Company has been basically completed. Bayu B&B Company completed the closure and cancellation of Dingnuo Property and Kangju Wenguang Company, and upgraded the management of two four-level subsidiaries, which will greatly enhance the core functions of the Group and enhance its core competitiveness.

"Enterprises have to’ grow muscles’ if they lose weight." The relevant person in charge of Chongqing Real Estate Group said that since the beginning of this year, the Group has closely adhered to the core indicators of improving efficiency and increasing energy, accelerated the clarification of the core business of the Group, built enterprises with prominent main businesses and strong competitiveness, and continuously improved its ability to "snatch food from the tiger’s mouth" in the market competition.

In January this year, Chongqing Real Estate Group’s Action Plan for Reform, Efficiency Improvement and Capacity Enhancement (2023-2025) was issued, which completed the approval of the main business and new business of the group’s enterprises at all levels, steadily promoted the three core reforms and upgrades, and actively guided and supported enterprises to concentrate their advantages and concentrate on strengthening their industries and doing fine professions.

In the first quarter, Chongqing Real Estate Group completed an investment of 6.785 billion yuan, accounting for 37.05% of the annual plan, about 12 percentage points higher than the time schedule, and completed an investment of 2.027 billion yuan for the comprehensive development and construction of urban land, which further consolidated and highlighted the core functions and competitiveness of the enterprise.

Next, Chongqing Real Estate Group will further promote the strategic reorganization and professional integration of land consolidation, real estate development, property management and asset operation, reduce repeated investment and homogenization competition, and promote the concentration of high-quality resources to advantageous enterprises.

Chenyu youth apartment

Revitalize+stock resettlement houses Idle real estate turns into a warm home.

At the end of March this year, three resettlement housing projects in Jiangbei District, namely Sino-German Sunshine Flower City, Centennial Kangyuan and Centennial Xinyuan, achieved a gorgeous turn. The first batch of 192 suites, with a construction area of over 10,000 square meters, were officially rented from the whole society and turned into high-quality rental housing. This means that these three projects that have been idle for many years have been officially revitalized.

Sino-German Sunshine Flower City, Centennial Kangyuan and Centennial Xinyuan are located in the core mature sector of Jiangbei District, which originally belonged to resettlement housing projects. However, for many years, some houses to be resettled have been idle for a long time, resulting in no one living.

How to revitalize it into an effective asset?

In 2023, Chongqing Yudi Chenyu Housing Leasing Co., Ltd. (hereinafter referred to as "Yudi Chenyu Company"), a subsidiary of Chongqing Real Estate Group, reached a cooperation agreement with Chongqing Shengjing Industrial Co., Ltd. (hereinafter referred to as "Shengjing Company"), a subsidiary of Chongqing Jiangbei District Urban Construction and Development Group Co., Ltd., the owner of the project, on revitalizing the existing resettlement houses.

Chongqing Chenyu Company has scientifically planned and designed three projects. The newly unveiled Chenyu Nanqiao Temple Youth Apartment, Chenyu Dashiba Youth Apartment and Chenyu Lijiaping Youth Apartment have a variety of apartment types, such as single-bedroom, one-bedroom and two-bedroom apartments, and the furniture and appliances are complete, so tenants can move in with their bags.

"With the state-owned resources in Jiangbei District and our professional operation and management capabilities, we will revitalize existing resources and actively create a number of high-quality houses that meet the market demand." The relevant person in charge of Yudi Chenyu Company said. He calculated an economic account, and the total revenue of the three projects will be about 2.1 million yuan in 2024, which will bring about 3 million yuan in revenue every year in the future.

In order to implement the "multi-agent supply, multi-channel guarantee and simultaneous rental and purchase housing system" proposed by the state, as the first municipal-level state-owned housing rental investment and operation platform in Chongqing, Yudi Chenyu Company has been adhering to the brand core concept of "city, dream and home", focusing on the "one point four districts" and surrounding layout of big cities, and making efforts to revitalize state-owned idle assets and private idle housing to create affordable rental housing.

Up to now, 16 affordable rental housing projects have been put into operation, with an accumulated inventory of about 240,000 square meters of assets and more than 5,000 houses. More than 170 enterprises have been served successively, with nearly 2,000 service industry talents, benefiting tens of thousands of new citizens and young people. This has injected new vitality into revitalizing and upgrading state-owned assets and improving the housing security system.

Chongqing Real Estate Group firmly establishes market awareness, actively strengthens cooperation with central enterprises and private enterprises, and innovates and revitalizes the path through multiple channels. In the first quarter, the Group made a total of 9.294 billion yuan in assets, with an overall completion rate of 89.35%.

Revitalize+Cultural Tourism to Create a New Brand of Urban Cultural Tourism

"It’s patchwork, where you can not only feel the historical changes of Chongqing in the past 100 years, but also feel the charm of Chongqing’s 8D city." A few days ago, Ms. Gu’s family, who came to Chongqing to travel, stood on the city balcony of Chongqing Kaibu Ruins Park, which was built on the hill. Across the Jialing River, the Yuzhong Peninsula, the river-crossing cable car and the river-crossing bridge on the other side were unobstructed and beautiful.

Chongqing Kaibu Ruins Park is located in Ma ‘anshan area of Nanbin Road. Since its opening on September 28, 2023, the park has attracted more than 700,000 visitors, and has gradually become a new brand of urban cultural tourism on Nanbin Road.

Behind this case is the revitalization of stock assets.

Chongqing Kaibu Ruins Park is based on the old site group of Lide Leyang, which has been idle for many years by Chongqing Real Estate Group. It preserves the historical appearance of the building, integrates the oriental tradition and the western style, and carries out protective repairs on eight heritage-protected buildings and two excellent historical buildings. It innovatively adopts the mode of "heritage restoration+industry introduction+market operation", strengthens operational services, and introduces diversified formats to create a compound city park integrating exhibition halls, characteristic businesses and cultural tourism.

"Chongqing Kaibu Ruins Park has realized the organic renewal of cultural relics and the effective revitalization of state-owned assets, making historical relics a punching place for fashion travel, a gathering place for emerging industries, and a place for the inheritance of historical context, making the city more warm and the masses more gain." The relevant person in charge of Chongqing Real Estate Group said. While revitalizing the state-owned assets, the project also promoted the active renewal of the business format of Longmen Road nearby, and spontaneously upgraded and iterated the emergence of trendy formats such as cultural creation, cafes and book bars, and the popularity and vitality of the area gradually increased.

Recently, Chongqing Kaibu Ruins Park won the gold medal in the floodlight category of the 2024 American Muse Design Award, which is the most influential in the global creative field. It was successfully selected as the "Selected Cases of High-quality Development of State-owned State-owned Enterprises in 2023". As a municipal demonstration project of urban renewal, Chongqing Kaibu Ruins Park was included in the Exchange of Urban Renewal of the Department of Building Energy Conservation and Science and Technology of the Ministry of Housing and Urban-Rural Development, and promoted as a demonstration case.

This is just one of the cases in which Chongqing Real Estate Group actively participates in the protection, activation and utilization of historic buildings and the implementation of urban renewal.

In the process of promoting the reform of "Three Attacks and One Revitalization", Chongqing Real Estate Group will revitalize a number of inefficient and idle assets in cities, create a number of demonstration benchmarks for urban renewal, and enrich and expand a number of new scenarios for modern urban functions.

In the next step, Chongqing Real Estate Group will further enhance the sense of urgency, responsibility and mission in tackling the reform, improve the accuracy, operability, execution and creativity of implementation, pay close attention to the specific tasks and time limit requirements of "stop loss, slim down, improve quality and increase efficiency", seize the opportunity and make real changes based on the responsibility of the owner of the group, solidly promote professional integration and reorganization, and "one enterprise, one policy" to stop loss and control losses. That is to say, the core functions, competitiveness, profitability, innovation, brand influence and risk resistance are obviously enhanced, and a modern new state-owned enterprise with outstanding core functions and competitiveness is built.

The picture of Hu Tianhui and Wang Lan is provided by Chongqing Real Estate Group except the signature.

CCTV News:According to the website of the People’s Bank of China, on July 28th, the central bank released a statistical report on the loan investment of financial institutions in the second quarter of 2023.

According to the statistics of the People’s Bank of China, at the end of the second quarter of 2023, the balance of RMB loans of financial institutions was 230.58 trillion yuan, up 11.3% year-on-year; In the first half of the year, RMB loans increased by 15.73 trillion yuan, an increase of 2.06 trillion yuan over the same period of last year.

First, loans from enterprises and institutions grew steadily, and the growth rate of medium and long-term loans increased more.

At the end of the second quarter of 2023, the loan balance of local and foreign currency enterprises and institutions was 152.21 trillion yuan, a year-on-year increase of 13.5%, and the growth rate was 0.1 percentage point lower than that at the end of last year; In the first half of the year, it increased by 12.86 trillion yuan, an increase of 1.3 trillion yuan year-on-year.

In terms of terms, the balance of short-term loans and bill financing was 52.8 trillion yuan, up 6.8% year-on-year, and the growth rate was 6.2 percentage points lower than that at the end of last year. In the first half of the year, it increased by 3.01 trillion yuan, a year-on-year decrease of 2.24 trillion yuan. The balance of medium and long-term loans was 95.96 trillion yuan, up 17.9% year-on-year, and the growth rate was 3.4 percentage points higher than the end of last year. In the first half of the year, it increased by 9.68 trillion yuan, an increase of 3.45 trillion yuan year-on-year.

In terms of purposes, the balance of fixed assets loans was 63.7 trillion yuan, up 14.2% year-on-year, and the growth rate was 2.8 percentage points higher than that at the end of last year. The balance of operating loans was 62.87 trillion yuan, a year-on-year increase of 15%, and the growth rate was 2.3 percentage points higher than that at the end of last year.

Second, the growth rate of medium and long-term loans in industry, service industry and infrastructure industry continued to increase.

At the end of the second quarter of 2023, the balance of medium and long-term loans in local and foreign currency industries was 20.2 trillion yuan, up 32.4% year-on-year, and the growth rate was 21.8 percentage points higher than that of various loans and 5.9 percentage points higher than that at the end of last year. In the first half of the year, it increased by 3.19 trillion yuan, an increase of 1.39 trillion yuan year-on-year. Among them, the balance of medium and long-term loans for heavy industry was 17.24 trillion yuan, a year-on-year increase of 32.2%, and the growth rate was 6.7 percentage points higher than that at the end of last year; The balance of medium and long-term loans for light industry was 2.96 trillion yuan, up 33.6% year-on-year, and the growth rate was 1.1 percentage points higher than that at the end of last year.

At the end of the second quarter of 2023, the balance of medium and long-term loans in local and foreign currency service industries was 60.75 trillion yuan, up 14% year-on-year, and the growth rate was 2.8 percentage points higher than that at the end of last year. In the first half of the year, it increased by 5.05 trillion yuan, an increase of 1.67 trillion yuan year-on-year. The balance of medium and long-term loans in the real estate industry increased by 7.1% year-on-year, and the growth rate was 3.1 percentage points higher than that at the end of last year.

At the end of the second quarter of 2023, the balance of medium and long-term loans in local and foreign currency infrastructure industry was 35.93 trillion yuan, up 15.8% year-on-year, and the growth rate was 2.8 percentage points higher than that at the end of last year. In the first half of the year, it increased by 3.25 trillion yuan, an increase of 1.1 trillion yuan year-on-year.

Third, loans in various fields in inclusive finance maintained a relatively high growth rate.

At the end of the second quarter of 2023, the balance of Pratt & Whitney small and micro loans was 27.69 trillion yuan, up 26.1% year-on-year, the growth rate was 2.3 percentage points higher than the end of last year, and it increased by 3.9 trillion yuan in the first half of the year, up 1.16 trillion yuan year-on-year; The balance of loans for farmers’ production and operation was 8.86 trillion yuan, up 18.3% year-on-year; The balance of business guarantee loans was 298.1 billion yuan, up 14.6% year-on-year; The balance of student loans was 169.6 billion yuan, a year-on-year increase of 21.6%.

At the end of the second quarter of 2023, the balance of loans for people out of poverty nationwide was 1.11 trillion yuan, up 13.2% year-on-year, and 485.3 billion yuan was distributed in the first half of the year.

Fourth, the rapid growth of green loans

At the end of the second quarter of 2023, the balance of green loans in local and foreign currencies was 27.05 trillion yuan, up 38.4% year-on-year, 0.1 percentage point lower than the end of last year, 27.8 percentage points higher than the growth rate of various loans, and 5.45 trillion yuan higher than the beginning of the year. Among them, loans to projects with direct and indirect carbon emission reduction benefits were 9.6 and 8.44 trillion yuan respectively, accounting for 66.7% of the total green loans.

In terms of purposes, the loan balances of green infrastructure upgrading industry, clean energy industry and energy conservation and environmental protection industry were 11.85 trillion yuan, 6.8 trillion yuan and 3.93 trillion yuan respectively, up by 34.3%, 35% and 49.2% respectively, up by 2.14 trillion yuan, 1.26 trillion yuan and 954.9 billion yuan respectively from the beginning of the year. In terms of industries, the balance of green loans in power, heat, gas and water production and supply industries was 6.43 trillion yuan, up 26.6% year-on-year, up 926.4 billion yuan from the beginning of the year; The balance of green loans in transportation, warehousing and postal services was 5 trillion yuan, up 13.9% year-on-year, up 465.5 billion yuan from the beginning of the year.

V. The growth rate of agricultural loans continued to grow.

At the end of the second quarter of 2023, the balance of agricultural loans in local and foreign currencies was 54.64 trillion yuan, up 16% year-on-year, and the growth rate was 2 percentage points higher than that at the end of last year. In the first half of the year, it increased by 5.47 trillion yuan, an increase of 1.4 trillion yuan year-on-year.

At the end of the second quarter of 2023, the balance of rural (county and below) loans was 45.6 trillion yuan, a year-on-year increase of 16.1%, and the growth rate was 2.6 percentage points higher than that at the end of last year; In the first half of the year, it increased by 4.66 trillion yuan, an increase of 1.38 trillion yuan year-on-year. The balance of farmers’ loans was 16.31 trillion yuan, a year-on-year increase of 13.4%, and the growth rate was 2.2 percentage points higher than that at the end of last year; In the first half of the year, it increased by 1.32 trillion yuan, an increase of 359 billion yuan. The balance of agricultural loans was 5.67 trillion yuan, a year-on-year increase of 14.7%, and the growth rate was 4 percentage points higher than that at the end of last year; In the first half of the year, it increased by 583.8 billion yuan, an increase of 196.6 billion yuan.

Sixth, the growth rate of real estate loans declined.

At the end of the second quarter of 2023, the balance of RMB real estate loans was 53.37 trillion yuan, a year-on-year increase of 0.5%, which was 1 percentage point lower than the growth rate at the end of last year; In the first half of the year, it increased by 154.9 billion yuan, accounting for 1% of the increase in various loans during the same period.

At the end of the second quarter of 2023, the balance of real estate development loans was 13.1 trillion yuan, a year-on-year increase of 5.3%, and the growth rate was 1.6 percentage points higher than that at the end of last year. The balance of individual housing loans was 38.6 trillion yuan, down 0.7% year-on-year, and the growth rate was 1.9 percentage points lower than that at the end of last year.

Seven, loans to support science and technology enterprises.

By the end of the second quarter of 2023, there were 211,900 small and medium-sized science and technology enterprises supported by loans, with a loan rate of 46.7%, 2.1 percentage points higher than the end of last year. The balance of local and foreign currency loans of small and medium-sized science and technology enterprises was 2.4 trillion yuan, up 25.1% year-on-year, 0.8 percentage points higher than the end of last year.

Eight, the growth rate of household consumption loans rebounded, and operating loans maintained a relatively fast growth rate.

At the end of the second quarter of 2023, the balance of household loans in local and foreign currencies was 78.57 trillion yuan, up 6.1% year-on-year, and the growth rate was 0.7 percentage points higher than that at the end of last year. In the first half of the year, it increased by 2.8 trillion yuan, an increase of 611.6 billion yuan year-on-year.

At the end of the second quarter of 2023, the balance of household consumer loans (excluding personal housing loans) in local and foreign currencies was 18.75 trillion yuan, up 12.4% year-on-year, and the growth rate was 8.3 percentage points higher than that at the end of last year. In the first half of the year, it increased by 717.1 billion yuan, an increase of 607.6 billion yuan. The balance of household operating loans was 21.22 trillion yuan, up 19.5% year-on-year, and the growth rate was 3 percentage points higher than the end of last year; In the first half of the year, it increased by 2.3 trillion yuan, an increase of 759.1 billion yuan.

Before class, the teacher was very enthusiastic, and it was very easy to sign up for online learning courses of several thousand yuan. After-school service, the teacher "sees the dragon without seeing the tail", the phone can only be called by the teacher to the students, and the students call back and it becomes an empty number … This learning process really happened to Ms. Feng. She applied for a refund within 24 hours after she signed up for the business management undergraduate course in Suntech-according to the agreement between the two parties, she can get a full refund within 24 hours after signing up. But it is such a refund operation, but Suntech asked Ms. Feng to wait for a month. "It takes only one minute to sign up for the payment, and it is unreasonable to wait for the refund." In the interview, the reporter found that it is almost impossible for students to contact Suntech when they encounter problems. The customer service phone is directly hung up, and online consultation cannot accept complaints. In recent years, disputes over education contract training related to Suntech institutions have continued. It is not difficult to see that the problem of "difficulty in refunding fees", which was admitted by Suntech institutions in the prospectus, is still the "old problem" of this training institution listed in the United States.

It takes one minute to sign up for the refund, but it takes a month.

On the evening of March 5th, Ms. Feng signed up for a business management course in Suntech. After thinking about it all night, she still had some doubts about taking the college entrance examination, so she applied for a refund the next afternoon. "Suntech has regulations that you can apply for a full refund within 24 hours of registration without deducting the handling fee." On the evening of March 6, Ms. Feng received a phone call from the after-sales teacher. "The teacher said that the fee can be refunded, but the refund process will not be completed until April 3, and then it will take another three or four working days to get the money."

It was agreed that you could apply for a full refund within 24 hours, but the actual operation had to wait for one month. Ms. Feng was a little anxious: "The tuition fee was originally 7,780 yuan, and the teacher of Suntech said that there were scholarships subsidized by the state during the epidemic, which could give preferential treatment to the tuition fee in 800 yuan. Moreover, the teacher recommended me to apply for an education loan with Xiaoman Finance. I can’t stop the loan without a refund. I will buy a house and a car in the future, and I am worried that not stopping the loan will affect my credit record. "

What Ms. Feng can’t understand is that when she consulted the course, the teacher of Suntech kept urging herself to fill in the information and sign up, saying that the number of scholarships was limited. If it was not decided, the number of places would be gone. "I wanted to wait for the weekend break to go to Suntech, but as a result, the teacher kept saying that she would complete the order before she got off work."

"It only takes about 1 minute for the down payment and course selection, and it is no problem to apply for staging after work."

Source: Photo courtesy of the parties

"I’ll accept your down payment first, which is 698 yuan, and let’s apply for the rest for 6 periods, each of which is 1047 yuan, without interest."

Source: Photo courtesy of the parties

"This quota is so fast, there are only 100 left in one hour."

Source: Photo courtesy of the parties

Judging from the chat records provided by Ms. Feng, the above are all messages sent to her by the teacher of Suntech. It was at the urging of the teacher that she signed up and paid a down payment of 698 yuan on the same day. I thought there was a full refund within 24 hours as a guarantee, but I didn’t expect a refund, but there was a lot of resistance.

The strange thing about Suntech’s organization: the enthusiasm before the sale is incomparable, and the after-sales disappeared.

If it was established in 2003, Suntech is the "old brand" of the domestic education industry; However, in the interview, the reporter found that there is a strange phenomenon in such an educational institution with the promotion of academic qualifications as its main service content: the pre-sales consultant is extremely enthusiastic and the after-sales customer service is nowhere to be seen.

After receiving the situation reflected by Ms. Feng, the reporter first dialed the telephone number of the after-sales teacher provided by Ms. Feng, but it is strange that this number does not exist. "This phone can only be called by the teacher. If I dial it back, I can’t get through. The teacher said that this is their internal dedicated phone." Ms. Feng said that she originally wanted to contact the after-sales teacher through this phone call, but she also encountered the same problem.

Since the teacher who is directly connected with Ms. Feng can’t be contacted, should Suntech, a training institution with multiple branches all over the country, have a customer service phone number to accept consultations and complaints? Official website, a reporter who searched all over Suntech, didn’t find this phone. I finally found a phone that started with 400, but I was directly hung up after the prompt tone of Suntech. When browsing the official website of Suntech, the online consultation dialog box will pop up from time to time, but the online consultation teacher doesn’t seem to know how to deal with the complaint, leaving a sentence "Transfer after sale" and then there will be no following.

It is difficult for students to find a teacher, but it is easy for teachers to find students. When inquiring about the information of Suntech, the reporter paid attention to the WeChat public account of Suntech, and logged into the APP of Suntech with his mobile phone number. Unexpectedly, he soon received a friend application from a teacher Guo of Suntech, saying that he could answer the related questions of the self-study exam. However, when the reporter said that he wanted to contact the interview students about the refund of fees, Mr. Guo said that Suntech did not have a national unified customer service phone number, and the students could only find the class teacher if they had any questions.

"When I wanted to refund the fee, I found the class teacher. The class teacher asked the after-sales teacher to contact me, and finally gave me a reply that I had to wait for a month. Looking for a class teacher again, the result is still the same. " Ms. Feng said that she would like to know how to contact Suntech when the class teacher and after-sales teacher can’t solve the students’ problems. "You can’t just wait and drag, can you?"

"It is difficult to refund fees" is a long-standing problem. Suntech does not stipulate the time limit for refund.

Ms. Feng told the reporter that when she signed up, she filled out the electronic agreement online, and there was indeed a clause of full refund within 24 hours. But now look closely, there is no specific process about the refund operation in the agreement, that is to say, the agreement does not stipulate the refund time of Suntech.

Searching for major online complaint platforms, there are countless information related to Suntech’s refund problem. According to the reporter’s inquiry through Tianyan, among the 12 opening announcements publicly displayed from June 2018 to December 2019, 4 were related to education and training contract disputes; Among the 26 publicly displayed legal litigation items, disputes with education contracts accounted for 18.

In addition to the difficulty in refunding fees, the false propaganda of Suntech institutions is also quite serious. In July, 2018, Shijingshan Branch of Beijing Administration for Industry and Commerce fined Suntech 900,000 yuan for "making false or misleading commercial propaganda for operators’ goods, or helping other operators to make false or misleading commercial propaganda by organizing false transactions". In May 2019, Beijing Shijingshan District Market Supervision Administration fined Suntech another 280,000 yuan, because "advertisers released information about the performance, function, origin, use, quality, specification, composition, price, producer, expiration date, sales status, honor won, or the content, provider, form, quality, price, sales status, honor won, etc. of services.

In the previous visit, the reporter also found that Suntech institutions had enrolled students under the guise of prestigious schools, so that many domestic universities issued statements refusing to take the blame for Suntech institutions.

From the difficulty of refunding fees to false propaganda, the problems admitted by Suntech in the prospectus have also been criticized by students, but they have not been completely solved for such a long time. As an adult online education institution listed in the United States, Suntech has won the favor of many students by virtue of its status as a listed company. However, according to the actual feedback from the students, there are still many places to be improved in the operation of Suntech. "At least let our students find someone, right? We can’t be like this, let alone whether the problem can be solved, and we don’t even know who to find. " Ms. Feng said that at present, her course has not started at all, and she will always insist on asking Suntech to refund in time. Chief reporter Yu Xiao

　　CCTV News:Recently, the temperature has continued to fall, and the number of cold patients has increased significantly. Various cold medicines have become "standing medicines"! However, please note that the State Food and Drug Administration recently issued a notice saying that Shenyang Xindi Pharmaceutical Co., Ltd. was suspected of illegally producing chlorphenamine maleate, and requested to stop using it immediately!

　　Flight inspection by the General Administration, pharmaceutical companies seriously violated the law.

　　A few days ago, the State Food and Drug Administration issued a notice saying that according to reports from the masses, the General Administration organized a flight inspection of Shenyang Xindi Pharmaceutical Co., Ltd. and found that the company was suspected of serious violations of laws and regulations. Initially, it was found that the enterprise:

　　In violation of the approved production process, the raw material of chlorphenamine maleate was produced by purchasing the intermediate chlorphenamine maleate instead of the feed production of p-cyanobenzyl chloride.

　　Records and data such as material source, batch production records, batch inspection records, inspection reports, product review and release documents are not true, so it is impossible to trace the process of drug production and quality control.

　　Do not cooperate with the inspection team.

　　The country immediately stopped selling and recalled.

　　According to public information, chlorpheniramine maleate bulk drug preparations include tablets and injections, also known as chlorpheniramine. Mainly used for rhinitis, skin and mucous membrane allergy and relieving cold symptoms such as tears, sneezing and runny nose. This raw material medicine involves many kinds of preparations, such as pediatric paracetamol, chlorphenamine maleate, vitamin C Yinqiao tablets, Keteling capsules, Biyan tablets and so on.

　　The General Administration requires:

　　All operating and using units,Stop selling and using immediately.Marked as chlorphenamine maleate raw material medicine produced by Shenyang Xindi Pharmaceutical Co., Ltd. in 2017.

　　Liaoning Food and Drug Administration should supervise enterprises to recall all chlorphenamine maleate raw materials produced in 2017, and the food and drug supervision departments of relevant provinces (autonomous regions and municipalities) should actively cooperate.Do a good job of recall.

　　It is understood that the Liaoning Food and Drug Administration has recently filed an investigation on the enterprise.After testing the relevant API products involved in the case according to the Pharmacopoeia, no unqualified situation was found.The company was strictly investigated mainly for compliance issues.

　　Require all localities to intensify inspections.

　　China food and drug administration requires that all API manufacturers earnestly implement the main responsibility and strictly follow the approved process to ensure that the whole process records are true, complete and traceable.

　　The relevant person in charge of the Department of Pharmaceutical Supervision of the Food and Drug Administration said that the General Administration will urge enterprises to continue to comply with production through various forms of inspections in the future. The food and drug supervision and administration departments of all provinces (autonomous regions and municipalities) are required to perform their duties according to law, intensify the inspection of production enterprises, pay attention to all kinds of risk signals and clues, and find any illegal acts suspected of violating the approved process production, untrue or incomplete records, etc., and all of them will be investigated and punished according to law.

Most organs of the human body will get cancer.

I often hear about stomach cancer, liver cancer, lung cancer and kidney cancer, but the heart, as one of the most indispensable organs to maintain life, many people have never heard of "heart cancer". Why? Does the heart really not grow a tumor?

one

The heart is not a "cancer-free zone"

Although cardiac tumors are rare, they still exist. The heart contains not only muscles, but also a large part of blood vessels.These muscles and blood vessels may grow evil.Sexual tumor.

There are two main types of cardiac tumors: one is primary cardiac tumor; The other is the secondary tumor that other organs spread to the heart.

oneprimary cardiac tumors

Research shows that the incidence of primary heart tumor can be as low as 0.0017%.

In other words,It is very rare that one or two out of every 100,000 people will have a heart tumor.

Of these people, about 75% are benign, and only about 25% are malignant tumors. The most common are the following three:

① Myxoma of the heart: benign

The incidence accounts for about half of all cardiac tumors, mostly benign. It usually occurs in the atrium, but it can move between cardiac chambers and may also damage surrounding tissues.

If the lesion is serious and the operation is not performed in time, it will spread to the whole heart cavity and block the blood flow, causing stroke, blood clot and even myocardial infarction.

However, myxoma is easy to be treated by surgery and the prognosis is very good.

② Angiosarcoma and rhabdomyosarcoma: malignant.

The relationship between these two tumorsHigh degree of malignancy、Make rapid progress66% ~ 89% of the patients had metastasis of lung, liver, bone and lymph nodes.

90% patients will die within 9-12 months after diagnosis if they are not removed quickly without surgery.

2Secondary cardiac tumor

Secondary cardiac tumor is the result of metastasis of malignant tumors in other adjacent organs.

Cancer cells such as melanoma, lung cancer, renal cancer, choriocarcinoma and breast cancer may transfer to the heart with blood, among whichMelanoma is the most common, accounting for about 50-70% of cardiac metastases.

Note: When cancer metastasizes to the heart, the prognosis of patients is usually poor and the survival rate is often low.

threeThere is a tumor in the heart,Symptoms are not obvious

① Dyspnea, palpitation, shortness of breath, and regional pain around the heart.

② It is easy to fatigue and chest tightness, accompanied by a series of nonspecific symptoms such as nausea, fever, weight loss and night sweats.

These symptoms are similar to those caused by other heart diseases, so it is difficult to diagnose heart tumors effectively.

But I still want to remind everyone that in the event of heart discomfort,It is best to go to the hospital immediately for a color Doppler echocardiography, supplemented by CT or magnetic resonance imaging scanning technology.

2

Why is the heart cancer rate so low?

oneCardiomyocytes rarely proliferate and divide.

From the pathogenesis of cancer, malignant tumor is the result of "genetic error" of genetic material DNA, including errors in DNA replication and transcription.

That is to say,Cancer usually occurs in cells with active metabolism and division.

The most important thing in the heart is cardiomyocytes, which are "terminally differentiated cells". That is, from birth to death, there is little proliferation and division, so there is basically no chance of mutation and error in the genes it contains, which ensures that the heart rarely suffers from cancer.

2There are no epithelial cells in the heart.

Gene mutation especially favors epithelial tissue.Therefore, all organs containing epithelial tissues are at risk of cancer, such as liver, kidney, digestive tract, respiratory tract, breast, prostate and so on.

However, organs without epithelial tissue often have a low probability of developing tumors, and there is no epithelial tissue in the heart.

threeRelated to heart function

The heart needs to beat day and night.

The metastasis of cancer cells needs to "camp" somewhere in the body, but the blood flow in the heart is too fast, and most cancer cells are taken away by the blood without a chance to "take root".

fourThe heart and blood vessels form a closed blood circulation system.

The heart and blood vessels form aUnique closed circulation systemIt is not easy to be interfered by foreign harmful substances, especially carcinogens.

In addition, the heart is deeply hidden in the core of the body, and harmful substances entering the blood will be continuously purified through the liver, spleen and kidney to reduce the harm to the heart.

three

The heart is most afraid of these.

The proportion of heart cancer is low, but the risk of heart disease is high. At present, cardiovascular disease has surpassed cancer to become the "number one killer".

And here’s what the heart fears most about you:

oneAfraid you’ll gain weight

Obesity, on the one hand, willIncrease the burden on the heart, increase the risk of thrombosis and atherosclerosis, and then lead to coronary heart disease, myocardial infarction, etc. On the other hand, fat can invade the heart and destroy the heart tissue and function.

Studies have shown that weight gain of 10% increases the risk of coronary heart disease by 38%; Weight gain is 20%, and the risk of coronary heart disease is 86%!

Therefore, it is better to control the body mass index (BMI) between 18.5 and 24.9.

2Afraid of fatigue

There are many examples of "karoshi" in life.Fatigue will hurt the heart, easily lead to myocardial infarction, and more likely lead to heart failure.

When people are overworked, the body will secrete a lot of adrenaline and thyroxine, which can cause vasospasm, increase blood pressure, reduce the local blood supply in the heart, and easily induce cardiovascular diseases.

Therefore, whether it is work or study, we must pay attention to the combination of work and rest, ensure adequate sleep, and stay up less.

threeAfraid of being too excited

When excited, it will change the secretion of adrenal hormones in the human body, which will lead to tachycardia and increase the burden on the heart.

If the patient is complicated with diseases such as hypertension and arteriosclerosis,Emotional excitement is more likely to lead to blood vessel rupture, cerebral hemorrhage and even sudden death.

Therefore, you should manage your emotions and keep your mind at peace.

fourFear of high salt

The main component of salt is sodium chloride. If sodium intake is too high, it will cause water and sodium retention in the body, increase the pressure in blood vessels, increase the resistance and increase the burden on the heart.

Studies have found that people who consume more than 13.7 grams of salt a day are twice as likely to suffer from heart failure as those who consume less than 6.8g grams a day.

soThe daily salt intake should not exceed 6g (about the amount of one mineral water bottle cap).

Source: I am big doctor Guanwei (ID:woshidayisheng).

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　　Zhang Wenhong, director of the Infectious Diseases Department of Huashan Hospital affiliated to Fudan University, recently said that "porridge is not allowed in the morning" caused a heated discussion. Zhang Wenhong’s main points are: pay attention to the diet structure, suggest taking high nutrition, high protein and adequate vitamins, avoid junk food, choose digestible food according to the condition, and eat fish residue (meat) when drinking fish soup.

　　Then, from the perspective of nutrition, is the dietary advice given by Zhang Wenhong scientific and reasonable? What should a healthy breakfast for school children look like? Let’s pick out a few issues that everyone cares about to discuss.

　　Can porridge and pickles be eaten after all?

　　What is porridge? Porridge is a thick paste-like staple food form made by boiling rice, millet, corn and other grains. Judging from its nutrient composition, nearly 90% is water, nearly 10% is gelatinized starch, that is, carbohydrates, in addition to a small amount of protein, dietary fiber and vitamins.

　　The nutritional advantage of porridge is that it is easy to digest and absorb, and it is suitable for people with poor digestive function, such as gastrointestinal discomfort, diarrhea, cold and fever, or people in recovery after surgery. These people are often accompanied by loss of appetite, and sometimes they need to be accompanied by pickles to stimulate their appetite. But porridge also has shortcomings, that is, the density of energy and nutrients is low. 90% of the porridge is water, so drinking porridge is basically enough. With pickles that can be eaten, at most, it is enough sodium, but protein, fat, vitamins and minerals are far from enough.

　　Therefore, whether porridge and pickles can be eaten depends on the specific situation. If children have normal digestive function and good appetite, but let them drink porridge instead of solid staple food for a long time, it may lead to insufficient intake of energy and protein. This unbalanced nutritional state will reduce the body’s resistance to diseases, which is the main reason why Zhang Wenhong emphasized that "porridge is not allowed in the morning". If the child is sick, whether it is a cold, fever, diarrhea or in the recovery period after surgery, he often can’t eat his daily meals. Compared with not eating, drinking some porridge can also supplement some nutrition.

　　The reason why some people think that "drinking porridge is nutritious" may be that it confuses the situation of "disease recovery" and "disease prevention", and thinks that food that is conducive to disease recovery is also conducive to disease prevention. Accurately speaking, it is appropriate to drink porridge in the short term of illness recovery, and digestible food will promote rehabilitation; In the prevention of diseases, we should pay attention to the energy and nutrient density of food, and reasonably match the diet to obtain balanced and sufficient nutrition, so that children can maintain normal disease resistance.

　　Because the cooking process is similar, the nutritional characteristics of meat soup are similar to those of porridge, except that porridge mainly provides digestible and absorbed carbohydrates, while meat soup mainly provides digestible and absorbed nitrogen-containing nutrients, such as amino acids, short peptides and nucleotides. Zhang Wenhong emphasized that fish soup should be eaten, because protein is more insoluble in water than starch. Even if it is cooked for a long time, protein still mainly exists in solid meat. Therefore, parents should encourage their children to eat the meat in the soup while drinking the broth.

　　What’s good about milk and eggs for breakfast?

　　The nutrient density mentioned many times before is a concept used by nutrition to evaluate the nutritional value of food. Nutrient density = the content of a nutrient in food/the energy of the food is 1000kcal (kilocalories), that is, the degree to which the content of a nutrient in food can meet the supply of human nutrients compared with its energy.

　　For example, milk and cola, which are also liquid foods, contain almost the same energy per unit weight, but the protein density of milk is 56g/1000kcal, and the protein density of cola is 0g/1000kcal. Therefore, milk can be regarded as a highly nutritious food, while cola is a high-energy food with single nutrition and belongs to "junk food". Although there is no concept of junk food academically, we usually refer to foods with high energy, high fat, high sugar, high salt and other low nutrient density that are not conducive to long-term intake as junk food.

　　For school children, it is necessary to get proper energy and adequate nutrition through breakfast, such as protein, vitamins, minerals, essential fatty acids and dietary fiber. If you choose milk, eggs, meat, coarse and fine staple food, vegetables and fruits, it means you choose high-nutrient food. On the other hand, if you choose cakes, biscuits, instant noodles, milk drinks, pickles, sausages and other heavy-flavored or convenient foods with high processing degree, it not only means high calorie and low nutrition, but also may consume too many substances harmful to health such as nitrite and trans fatty acids.

　　Eating foods with low nutrient density for a long time will not only make children gain weight, but also lead to insufficient intake of nutrients such as protein, vitamins, minerals and dietary fiber. In the non-epidemic period, this may affect the normal development of children’s body and intelligence; During the epidemic period, considering the increased risk of infection and poor nutritional status of children who attend classes intensively, the body’s resistance to diseases may be reduced. Therefore, Zhang Wenhong repeatedly stressed that it is no problem for parents to arrange nutritious food for their children.

　　Protein is one of the essential nutrients for human daily metabolism and children’s growth and development. As Zhang Wenhong said, the important weapon antibody of the immune system is protein. He suggested eating milk and eggs for breakfast, mainly because these two kinds of protein foods have three advantages: first, they have outstanding nutritional value, both belong to high-quality protein, and their bioavailability is high; Second, the operation is simple, and a cup of fresh milk or yogurt and a boiled egg are prepared for children for breakfast, saving time and effort; Third, the cost performance is high, and milk and eggs are cheap. As for the sandwich he mentioned, it is a kind of mixed food containing protein, vegetables and cereals. Although it is imported, it is not much different from China’s pancake fruit, egg-filled cake, burrito and Chinese hamburger in essence. However, most Chinese breakfasts need to be cooked on the spot and eaten while they are hot. The convenience of sandwiches is that they can be kept in cold storage in advance and heated in the microwave oven at breakfast.

　　Nutrition guidance

　　A healthy breakfast contains at least three kinds of food.

　　According to the Dietary Guidelines for School-age Children, a nutritious breakfast should include at least three or more kinds of food. Cereals and potatoes: cereals and potatoes, such as steamed bread, rolls, bread, rice, rice noodles, etc. Meat and eggs: fish, poultry and other foods, such as eggs, pork, beef, chicken and so on; Milk beans: milk and its products, beans and their products, such as milk, yogurt, soybean milk, bean curd, etc. Fruits and vegetables: fresh fruits and vegetables, such as spinach, tomatoes, cucumbers, broccoli, apples, pears, bananas, etc.

　　Specifically, the clear arrangement is: 1 cup of milk of about 300ml, 1 boiled egg; Try to choose solid food as the staple food, and mix it with coarse grains, such as coarse grain steamed bread, whole wheat bread, corn cake, steamed sweet potato and yam. Fruits and vegetables can be tomatoes the size of a fist or other vegetables of the same weight.

　　If breakfast is a mixture of protein, carbohydrate and fat, such as steamed stuffed bun, sandwich, beef noodles and rice noodles, the quantity of vegetables, eggs and milk can be flexibly adjusted according to the above breakfast mode. (Author: nutritionist, China-Japan Friendship Hospital)

　　Cctv newsThe Shanghai Bills Exchange, led by the head office of the People’s Bank of China, officially opened this morning.

　　Zhou Xiaochuan, Governor of the People’s Bank of China, said that the formal establishment of the Shanghai Bill Exchange is an important measure to deepen financial reform and development in China. In recent years, the rapid development of China’s bill market has played an important role in broadening the financing channels of enterprises and improving the multi-level financial market system. As a national unified bill trading platform with multi-functions of bill trading, registration and custody, clearing and settlement, and information service, Shanghai Bill Exchange will greatly improve the transparency and trading efficiency of the bill market, stimulate market vitality, and better guard against bill business risks; It is also helpful to improve the central bank’s financial regulation, optimize the transmission mechanism of monetary policy, and enhance the ability of financial services to the real economy.

　　The so-called negotiable instrument, according to the definition of China’s "Negotiable Instrument Law", refers to the securities with the purpose of paying money. Generally, it refers to bank drafts and commercial drafts, checks and cashier’s checks. Bills can be used for payment, mortgage and loan, and also have many functions such as financing, circulation and settlement. It is a common tool in modern finance.

　　According to insiders, China’s bill market is basically a spontaneous market at present, and various transaction barriers and information asymmetry have reduced the resource utilization efficiency of the bill market to a certain extent and increased the financing cost of the real economy, especially small and medium-sized enterprises. The establishment of the bill exchange will break the current bill market structure, form an intensive market organization form with legal persons as the main participants, electronic custody of paper bills and centralized and transparent information, help to break through the restrictions of geography and time on transactions, enable market participants to obtain more comprehensive and true market information, establish a nationwide, highly centralized and unified market form, improve the owners’ willingness to trade and speed of circulation, and further strengthen the supporting role of bill acceptance and discount to the real economy.

　　At the same time, the establishment of the bill exchange is helpful to improve the risk management level of the whole bill market. Bill business involves many risks, such as compliance risk, market risk, operational risk, moral hazard, etc., and there are many characteristics such as large amount of cases and hidden modus operandi. In recent years, a number of bills-related cases broke out in Agricultural Bank of China, China CITIC Bank and bank of tianjin, and some cases involved billions of yuan, which brought great risks to the market. The establishment of the bill exchange will help the central bank to standardize the market behavior, and by issuing and solidifying the bill supervision regulations and risk dynamics, it will help to enhance the understanding and understanding of the bill rules and regulations, risk prevention and control, and compliance operation of market participants, and improve the compliance of market participants’ behavior.

　　In addition, the settlement of Shanghai Bill Exchange in Shanghai has a far-reaching impact on the construction of Shanghai International Financial Center and Pilot Free Trade Zone. It is conducive to enriching the infrastructure of the financial market and further improving the market system and functions of Shanghai International Financial Center; Further enhance the global influence of Shanghai International Financial Center.

　　After its opening today, Industrial and Commercial Bank of China successfully completed a 1 million-yuan commercial bill reposting and cash selling business on the Shanghai Bill Exchange, which is also the first bill reposting and cash selling transaction after the opening of the Shanghai Bill Exchange. (CCTV reporter Zhang Daofeng Wang Lei)

　 　 Special feature of 1905 film network　Because The Girl with the Dragon Tattoo first met Rooney Mara, and because many fans of Carol fell in love with her.

　 　 Obviously, Rooney Mara didn’t become famous overnight. She just played some bit part. She has never played a leading role in Urban Legend: Bloody Mary, starring her sister kate mara, or in Dream Boys, Law and Order and other works.

　 　 Even unlike kate mara, the debut sister of the child star, Rooney Mara was not interested in performing since he was a child, and even some were afraid of performing. But the charm of art gradually took root and sprouted in the girl’s heart, and her infinite performance potential was slowly stimulated.

　 　 In fact, Rooney Mara doesn’t have to go into acting. Because she can be said to be a veritable rich second generation.

　 　 Her name represents the two giants in American football, and her father represents the Mara family. Rooney Mara’s great grandfather was the founder of the American football team, the New York Giants. When talking about the New York Giants, netizens who like football should not be unfamiliar. It is one of the old NFL teams and has won many NFL championships.

　 　 On the other side is the Rooney family represented by Rooney Mara’s mother, which is also a big-name family in rugby. Her great-grandfather founded another football giant, Pittsburgh pittsburgh steelers.

　 　 To sum up, Rooney Mara’s name represents a strong alliance between the two football giants. This is the real rich second generation.

　 　 Rooney Mara, who thought she would inherit the family business and continue to be a princess, gradually evolved into a "white rabbit" because of The Girl with the Dragon Tattoo.

　 　 Director david fincher has an eye for pearls and decided to make Rooney Mara the heroine of this film. Because of this film, the White Rabbit won the Golden Globe Award and the Oscar nomination for best actress.

　 　 In order to play a good role in the play, she did not hesitate to get holes in her body and face, cut a punk hairstyle, bleach her eyebrows and adapt to life in Stockholm.

　 　 It is also because of her efforts that Lisbeth Salander has become the central blood of the film without controversy. Because of this film, we can see a different Rooney Mara.

　 　 She can be crazy and play a marginal figure, but she can show her inner soft and gentle side to the fullest. It is hard for the audience to imagine why this girl is so different, but she will slowly accept and understand her from the bottom of her heart.

　 　 We often say "Dedicate ourselves to art". Rooney Mara’s subversive modeling in The Girl with the Dragon Tattoo has released herself and made many female fans exclaim that they want to marry.

　 　 If "The Girl with the Dragon Tattoo" has released Rooney Mara’s great performance potential, then "Carol" has further broadened her career and given her unlimited possibilities for interpretation.

　 　 She succeeded in bringing to life a girl who met her beloved and was ignorant of spring. Even for a long time, many fans thought that she and Cate Blanchett were the most beautiful twins.

　 　 When Trish, played by Rooney Mara, saw Carol, played by Cate Blanchett, in the store, and her eyes stared closely, she knew that her life might be inextricably linked with this blonde lady.

　 　 She made up her mind to walk away with Carol, and she completely understood what love was. This time, Rooney Mara doesn’t need much change in appearance, just a look and a detailed description of an action in the movie. You can show everything to perfection.

　 　 She longs for love with Carol, but she also cares about her hands and feet, but when her lover really stands in front of her, she bravely expresses her true nature.

　 　 She is really a little white rabbit. In Carol, when she sees Blanchett, she will panic, and her heart will jump like kicking a white rabbit. But in front of your lover, you can also show your purest feelings naturally.

　 　 Whether it’s the other puffed-up but warm Sahlander in The Girl with the Dragon Tattoo, or a role created later. She can always substitute herself into the role well, so that fans can fall in love with the role and be more infatuated with this beautiful girl without losing her acting skills.

　 　 Yesterday, Una, starring Rooney Mara and Ben Mendelsohn, was finally announced to be released soon.

　 　 This time, the white rabbit is about to take on a new look, reinterpreting a story of lover’s reunion after fifteen years.

　 　 Una (Rooney Mara) shows up uninvited in Ray’s office (Ben Mendelsohn), which makes him have to re-examine their relationship: Ray has started his new life, and Una is still looking for answers. The story revolves around their love and affection.

　 　 At present, the freshness of this film in rotten tomatoes is 88%. Expect the rabbit to bring a different performance.

　 　 Although Rooney Mara has a super high value and has naturally become the darling of the fashion circle, she conquered the vast number of fans by her superb acting skills.

　 　 She is a girl without a tattoo, a shy little white rabbit and an angel of fans.